The good new is more than 6 out of 10 people with cancer will survive.
The bad news is cancer is expensive, totaling more than $226 Billion in costs in the United States.*
Most people don't realize the largest expenses during illnesses are often not their medical expenses — it's the indirect costs their health insurance doesn't cover.
Direct Costs (Totaling $103 Billion): those paid by your medical insurance such as doctor bills, hospital charges and medical expenses. These are paid directly to the doctors and hospitals.
Indirect Costs (Totaling $123 Billion): high deductibles, insurance limitations, loss of savings and income, bills and living expenses, in-home care, and travel for treatment.
That's why we sell CANCERCARE Series 6 policy from Family Heritage Life. A supplemental insurance policy that costs a fraction of major medical insurance and can be purchased no matter what insurance you already have.
What makes it unique is the RETURN OF PREMIUM benefit. If you never make a claim, Family Heritage returns 100% of your premiums to you or your beneficiary. You're covered if you need it and get your money back if you don't. It's a Win-Win!
And as mentioned before, if you don't use this policy, you get all your money back.
There is no physical involved to get coverage. Rates based on age when purchasing plan.
With our CANCERCARE policy, smokers are covered, as are women who have had a positive BRCA1 or BRCA2 test.
There are over 30 benefits paid on this policy including initial diagnosis, surgery, anesthesia, second surgical opinion, hospitalization, chemotherapy, radiation, patient and family member transportation, as well as wellness benefits.
There are some limitations and exclusions, such as pre-existing conditions. Those will be explained in detail.
Please contact me with any questions and I will quickly go over the details at your convenience, day or evenings or weekends.
Allen Grice representing
*According to American Cancer Society, Cancer Facts & Figures 2015